Key Features

Save on monthly fees.
Each Savings Account includes two free Standard Transactions so you can access your money when you need without paying extra.

Unlimited Deposit Anywhere™ .
Deposit your cheques instantly with our Mobile Banking app.

Peak Savings available as a TFSA
Save money quickly with the added benefit of earning interest tax free.

Each Savings Account is designed to compliment a specific way of saving money. The Peak is best suited for those who want to grow their money fast and will not dip into it often.

All our Savings Accounts come with two free Standard Transactions per month.
Performing any one of the following transactions would be considered a standard transaction.

Standard Transactions

Send Interac® e-Transfers
Request Interact® e- Transfers
In Store Purchase
Mobile Wallet Purchase
CU ATM Withdrawal
CU ATM Transfer
In Branch Transfer
In Branch Cash Withdrawal
Bill Payment
Interac® Flash
Online Bill Payment
Online Transfers
Telepay™ Transfer
Telepay™ Bill Payment

Unlimited Me-to-Me online transfers with every Savings Account.
Transfer funds between your Savings and Spending Accounts as much as you like without using your two free included Standard Transactions.

Looking to save up for a US trip?
With the US Savings Account in US Funds, you can set aside money when the exchange rate is best, and then access it in branch before you travel.

Savings Accounts

 

SHARE

PEAK

US Account

Growth

Rate

Dividends**

High Interest

N/A

Paid

Annually**

Monthly

N/A

Transactions

Standard Transactions

2 Free
$2.00 /Additional

2 Free
$5.00 /Additional

2 Free
$2.00 /Additional

Online Me-to-Me transfers

Unlimited

Unlimited

N/A

Deposit Anywhere™

Unlimited

Unlimited

N/A

Send Interac® e-Transfers

Included in your Standard
Transactions Limit (2)

Included in your Standard
Transactions Limit (2)

N/A

Request Interac® e-Transfers

Included in your Standard
Transactions Limit (2)

Included in your Standard
Transactions Limit (2)

N/A

Interac® ATM

$3.50 /Withdrawal

$6.50 /Withdrawal

N/A

International ATM*

$6.00 /Withdrawal

$9.00 /Withdrawal

N/A

Cross Border Debit†

$3.00/Transaction

$6.00/Transaction

N/A

Additional Options

Available in US Funds***

No

No

Yes

Available as a TFSA††

No

Yes

No

Record Keeping

Online Statements

Free

Free

Free

 

**The actual dividend paid out, if any, will vary each year at the discretion of the Board of Directors and is in large part based on the financial performance of the credit union.
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
***Accounts in US Funds have restricted access and are not eligible to earn interest. Speak to a staff member in branch for complete details.
†Cross Border debits from a Savings Account may not be available at all participating merchants in the United States
†† Tax Free Savings Accounts cannot perform any transactions requiring a Debit Card
® Used under license. All trade marks are the property of their respective owners.