Ownership is Better

Unique Benefits

Provincial Credit Union Owners are both customer and owner. As a customer, you receive the services, competitive rates, and premium services you need and have come to expect from a financial institution. As an owner, you enjoy a return on your share investment, control of your financial institution, and the assurance your needs will always come first.

Ownership and Control

As an Owner of Provincial Credit Union, you get to influence the progress of the Credit Union. The Board of Directors, elected with your vote at the Annual General Meeting, represents your needs and concerns to management. As neighbors, living and working in the same community, Provincial Credit Union offers all the financial services you require with a big difference - pride in knowing all monies stay here in our own communities working for your own economic benefit. At Provincial Credit Union, You'll enjoy a flexible approach to business and responsiveness to individual concerns.

So, what’s the difference between a Credit Union and a Bank?

  • Our customers are our Owners, so their success is our success
  • Our organization operates on the democratic principles of ownership
  • Our profits benefit Owners and communities, not external shareholders
  • Our deposits and loans strengthen and help sustain our local economies
  • Owners have access to senior management and the Board of Directors
  • Decisions are made in the markets where we operate


Can I get the same services that I would get a chartered bank?

  • We have a complete selection of financial products and services
  • We have a number of nationally based Credit Union owned companies specializing in mortgage, trust, insurance and wealth management services
  • We serve other Credit Unions’ Owners with the same quality of service we offer our own
  • We make up the largest system of financial institutions in the country
  • You can access your accounts anytime, anywhere, through mobile and online banking, and at over one million Credit Union ATMs worldwide.


Are you ready to take Ownership of your finances, and your financial institution?