Debit Mastercard

Debit Mastercard® is a new debit card available at Provincial Credit Union. With the features of both a debit and credit card, Debit Mastercard® allows you to shop in-store in Canada anywhere Interac is accepted and internationally where Mastercard® is accepted.

You can also shop online at Canadian merchants that accept Debit Mastercard and anywhere across the globe where Mastercard® is accepted. There is no need to worry about monthly payments or interest charges because the funds come directly from your credit union spending account.

If you are interested in getting a Debit Mastercard® to replace your current credit union debit card*, please fill out this form or contact us.


You can use your new Debit Mastercard® to make purchases in-store or shop online with funds directly from your spending account.

  • Shop in-store: you can pay for purchases up to $250 quickly and easily by holding your Debit Mastercard® to an Interac Flash® enabled terminal, without having to insert your card or enter your PIN.

  • Shop online: safely use your Debit Mastercard® just like a credit card at any participating online merchant, without worrying about monthly payments or interest charges.

  • Shop in-store worldwide: You can make debit purchases directly from your credit union account at international merchants that accept Mastercard®.

*Please note that standard Member Debit Cards will still be available to all members that are not interested in Debit Mastercard.

If you require assistance outside of our regular business hours, please call Everlink Cardholder Services at 1-888-277-1043 for 24/7 assistance.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.


No need to bring your card, just grab your phone and go when you load your Debit Mastercard to your mobile wallet.


Whether it’s a quick trip to the grocery store or your morning cup of coffee, Interac Flash® offers a fast, convenient, and safe way to use your credit union debit card to tap and pay for everyday purchases up to $250 – no PIN required.

How it works

  1. Look for the Interac Flash® logo or contactless symbol when making a debit purchase
  2. Hold your card within 4cm of the front of the debit terminal
  3. Wait for a beep or approval message, letting you know your purchase is complete
  4. The amount of your purchase will be debited from your credit union account.

Benefits for you
Fast and convenient. Tap and pay on purchases up to $250 (up to a combined maximum of $400) before needing to enter your PIN.

Purchases are backed by Interac’s Zero Liability Policy, meaning your transactions are protected


Whether your card has been lost, stolen or misplaced, you can lock or block your Debit Mastercard anytime, anywhere to protect yourself from fraud with Lock N Block.